We all know how hard it can be to stay on top of our finances every month; one minute we’re over the moon because its payday and we’ve finally reaped the reward for all of our hard work, the next we’re hopelessly trying to figure just where all of that hard earned money has gone to.
If you’ve decided to get a hold on just what your financial position is, take control and make some big savings, then you’ll be happy to learn that we’re about to make it that bit easier for you and all you need is your smartphone.
First things first – make sure that you’re the responsible owner of a smartphone that isn’t going to drain your bank every month. That doesn’t mean you have to go for a cheap model that doesn’t do much beyond making calls and sending texts. You can still get your hands on a great high-end smartphone for an affordable monthly price.
For example, did you know that at Fonehouse you could order the Apple iPhone 7 for just £36 per month, with nothing to pay upfront and 20GB of data? So it’s not the most recent release from Apple, but it is still a great smartphone with some ultra-high-end features and is a fabulous choice for anyone who is looking to get their hands on an iPhone minus the hefty price tag. Plus with one of Fonehouse’s great cashback offers you could save even more money off of your bill; see, you’re already making significant savings and we haven’t even got started yet!
While it\’s always handy that the iPhones come equipped with the handy Apple Pay feature, it can sometimes be a little too convenient, and you may find yourself tapping your phone left, right and centre to pay for things so that before you know it your bank account is seriously struggling. Our first piece of advice to avoid getting into this situation would be to be extremely responsible with Apple Pay; its such a convenient app, but if you’re looking to save make sure you only use it when absolutely necessary.
There are some brilliant apps out there to help aid you with your saving goals. Most banks nowadays have a mobile banking app so that you can constantly keep an eye on your money. We’d also recommend finding out exactly where you stand when it comes to your credit score. The Clear Score app is a great app that you don’t have to pay for that will let you know exactly what your score is and how it is changing each month. You can get handy tips on how to improve your score and we guarantee that as soon as you start to see it improve you’ll be feeling much more motivated.
One way of seriously improving your financial situation is through good budgeting, and there are loads of budgeting apps out there for you to access on the iPhone 7. One of our preferred apps is Emma, which is widely known as the UK alternative to Mint, and has lots of fans who are willing to testify as to just how useful it is. Emma will link up with your debit or credit cards and align them with a budget that you have tailored yourself. It will let you know if you’re going over budget, and you can make tweaks whenever you want to.
you’ve got your credit score on the up and have your budget all laid out, make sure that you have a banking app that really works for you. You’ve probably heard of Monzo by now as the company have over 60,000 customers and have received a lot of hype in recent months. Monzo is a bank that exists purely on your smartphone and all you have to do is download the app and register for an account. It\’s all completely free and there are no charges for use within the UK. The app will record every single transaction instantly and even alert you when you pay for something so that you know exactly how healthy your account is.
Check out the iPhone 7 today at Fonehouse. We have some great data deals so that you don’t need to worry about paying for extra, all for a low monthly price and no upfront fee. We don’t even charge for our next day delivery service! So what are you waiting for? Start saving with our hand tips and tricks today.